Motivated, responsible and results-oriented Bachelor of Business Administration (BBA) graduate from Kabul University with an academic achievement of 80% and practical experience in banking, finance, accounting, and customer service. Gained hands-on banking experience through a Two-month internship at Pashtany Bank, supporting teller operations, customer account opening, deposits, withdrawals, fund transfers, cash balancing, and verification of financial documents. Also developed practical exposure to finance and accounting operations, administrative support, documentation, and day-to-day organizational processes. Strong attention to Time management, proficiency, detail, numerical accuracy, communication, and customer-service skills, with a professional and adaptable approach to new responsibilities. Eager to contribute to a reputable organization in management, banking, finance, accounting, business administration, customer service and related business and management areas while continuing to develop professionally.
Main branch, Muhammad Jan khan watt, Kabul-Afghanistan
Internship Experience – Pashtany Bank
Successfully completed a two-month internship at Pashtany Bank, gaining practical experience in customer service, teller operations, account opening, deposits and withdrawals, cash handling, transaction processing, and document verification. Developed strong communication, teamwork, accuracy, and problem-solving skills while working in a professional banking environment.
Intern · Da Afghanistan Bank
Ibn-e-Sina Rd,Kabul, Afghanistan
Finance & Accounting Intern | General Directorate of Finance and Accounting
Supporting the team with daily financial and accounting tasks, including payroll, tax-related work, and financial reporting.
Helping reconcile current accounts, deposits, letters of credit, and capital notes.
Developing hands-on experience using the CBS (Core Banking System) and learning about dormant account regulations and banking procedures.
Assisting with classifying fixed assets, reviewing employee loans, processing claims, and managing petty cash transactions.
Contributing to daily monitoring and reporting while gaining practical experience in annual budget preparation.
Learning
Education
Kabul University
Bachelor of Business Administration (BBA), Economics
Aug 2022 – Aug 2026
Graduated with an 80% academic achievement, developing a strong foundation in business management, finance, accounting, marketing, economics, and organizational management. Acquired management, analytical, problem-solving, Business communication, and decision-making skills through academic coursework and practical projects, with a particular interest in administration, management, banking, finance, and business operations.
Toolkit
Skills
Computer skills
Language speaking skills
Communication skills
Time Management skill
Certifications
Certifications
English Language ProgramOffice of Student Services and coordination, Kabul University · Nov 2024
Microsoft Office Package ProgramOffice of Student Services and coordination, Kabul University · Oct 2025
SPSS ProgramOffice of Student Services and coordination, Kabul University · Sep 2025
Languages
Languages
DariNative or bilingual proficiency
PashtoFull professional proficiency
American EnglishFull professional proficiency
Let's talk
Contact
Want to work with Matiullah Ayar? Reach out directly or download the CV.
Motivated, responsible and results-oriented Bachelor of Business Administration (BBA) graduate from Kabul University with an academic achievement of 80% and practical experience in banking, finance, accounting, and customer service. Gained hands-on banking experience through a Two-month internship at Pashtany Bank, supporting teller operations, customer account opening, deposits, withdrawals, fund transfers, cash balancing, and verification of financial documents. Also developed practical exposure to finance and accounting operations, administrative support, documentation, and day-to-day organizational processes. Strong attention to Time management, proficiency, detail, numerical accuracy, communication, and customer-service skills, with a professional and adaptable approach to new responsibilities. Eager to contribute to a reputable organization in management, banking, finance, accounting, business administration, customer service and related business and management areas while continuing to develop professionally.
Work Experience
Intern
Pashtany Bank / Main branch, Muhammad Jan khan watt, Kabul-Afghanistan / Aug 2026 – Sep 2026
Internship Experience – Pashtany Bank
Successfully completed a two-month internship at Pashtany Bank, gaining practical experience in customer service, teller operations, account opening, deposits and withdrawals, cash handling, transaction processing, and document verification. Developed strong communication, teamwork, accuracy, and problem-solving skills while working in a professional banking environment.
Intern
Da Afghanistan Bank / Ibn-e-Sina Rd,Kabul, Afghanistan / Sep 2026 – Present
Finance & Accounting Intern | General Directorate of Finance and Accounting
Supporting the team with daily financial and accounting tasks, including payroll, tax-related work, and financial reporting.
Helping reconcile current accounts, deposits, letters of credit, and capital notes.
Developing hands-on experience using the CBS (Core Banking System) and learning about dormant account regulations and banking procedures.
Assisting with classifying fixed assets, reviewing employee loans, processing claims, and managing petty cash transactions.
Contributing to daily monitoring and reporting while gaining practical experience in annual budget preparation.
Education
Bachelor of Business Administration (BBA) in Economics
Kabul University / Aug 2022 – Aug 2026
Graduated with an 80% academic achievement, developing a strong foundation in business management, finance, accounting, marketing, economics, and organizational management. Acquired management, analytical, problem-solving, Business communication, and decision-making skills through academic coursework and practical projects, with a particular interest in administration, management, banking, finance, and business operations.
Skills
Computer skills
Language speaking skills
Communication skills
Time Management skill
Certificates
English Language Program · Office of Student Services and coordination, Kabul University · Nov 2024
Microsoft Office Package Program · Office of Student Services and coordination, Kabul University · Oct 2025
SPSS Program · Office of Student Services and coordination, Kabul University · Sep 2025
Matiullah Ayar
Business Administration Graduate
About Me
Motivated, responsible and results-oriented Bachelor of Business Administration (BBA) graduate from Kabul University with an academic achievement of 80% and practical experience in banking, finance, accounting, and customer service. Gained hands-on banking experience through a Two-month internship at Pashtany Bank, supporting teller operations, customer account opening, deposits, withdrawals, fund transfers, cash balancing, and verification of financial documents. Also developed practical exposure to finance and accounting operations, administrative support, documentation, and day-to-day organizational processes. Strong attention to Time management, proficiency, detail, numerical accuracy, communication, and customer-service skills, with a professional and adaptable approach to new responsibilities. Eager to contribute to a reputable organization in management, banking, finance, accounting, business administration, customer service and related business and management areas while continuing to develop professionally.
Work Experience
Intern
Pashtany Bank / Main branch, Muhammad Jan khan watt, Kabul-Afghanistan / Aug 2026 – Sep 2026
Internship Experience – Pashtany Bank
Successfully completed a two-month internship at Pashtany Bank, gaining practical experience in customer service, teller operations, account opening, deposits and withdrawals, cash handling, transaction processing, and document verification. Developed strong communication, teamwork, accuracy, and problem-solving skills while working in a professional banking environment.
Intern
Da Afghanistan Bank / Ibn-e-Sina Rd,Kabul, Afghanistan / Sep 2026 – Present
Finance & Accounting Intern | General Directorate of Finance and Accounting
Supporting the team with daily financial and accounting tasks, including payroll, tax-related work, and financial reporting.
Helping reconcile current accounts, deposits, letters of credit, and capital notes.
Developing hands-on experience using the CBS (Core Banking System) and learning about dormant account regulations and banking procedures.
Assisting with classifying fixed assets, reviewing employee loans, processing claims, and managing petty cash transactions.
Contributing to daily monitoring and reporting while gaining practical experience in annual budget preparation.
Education
Bachelor of Business Administration (BBA) in Economics
Kabul University / Aug 2022 – Aug 2026
Graduated with an 80% academic achievement, developing a strong foundation in business management, finance, accounting, marketing, economics, and organizational management. Acquired management, analytical, problem-solving, Business communication, and decision-making skills through academic coursework and practical projects, with a particular interest in administration, management, banking, finance, and business operations.
Skills
Computer skills
Language speaking skills
Communication skills
Time Management skill
Certificates
English Language Program · Office of Student Services and coordination, Kabul University · Nov 2024
Microsoft Office Package Program · Office of Student Services and coordination, Kabul University · Oct 2025
SPSS Program · Office of Student Services and coordination, Kabul University · Sep 2025
